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Past performance is not indicative of future performance. Fund prices may go up and down depending upon underlying investment performance, and the value of your investments cannot be guaranteed. For details and charges of the scheme, please refer to the relevant principal brochure. The principal brochure consists of the product brochure, our Mirror Funds leaflet and Annual Charges leaflet, which describe the funds which are available to you. These documents must be issued and read together.

Friends Provident International Branch office in Hong Kong:
1203-1211 Two Pacific Place, 88 Queensway, Hong Kong
Telephone: +852 2524 2027 Facsimile: +852 2868 4983

Registered and Head Office: Royal Court, Castletown, Isle of Man, British Isles, IM9 1RA
Incorporated company limited by shares
Registered in the Isle of Man No. 11494
Authorized by the Isle of Man Insurance and Pensions Authority and regulated by the Financial Services Authority for the conduct of investment business in the UK. Provider of life assurance and investment products.
The rules and regulations made by the Financial Services Authority for the protection of investors will not normally apply to persons resident outside the United Kingdom.

2008 Friends Provident Life and Pensions Limited. All rights reserved.